Preparing for Nacha’s New ACH Credit Fraud Monitoring Rules: What Corporates and Banks Need to Know

The Nacha Operating Rules are undergoing significant changes to address the growing threat of ACH credit-push fraud, including schemes like Business Email Compromise (BEC), vendor impersonation, and payroll fraud. These new rules, effective in phases through 2026, require all ACH Network participants—corporate originators, banks (ODFIs and RDFIs), and third-party providers—to implement risk-based processes and procedures for detecting and responding to fraudulent credit entries.

This session will provide a practical roadmap for both corporates and their banking partners to understand, prepare for, and comply with the new requirements. Attendees will learn about the specific responsibilities for each party, best practices for fraud monitoring, and actionable steps to strengthen defenses before the compliance deadlines.

By the end of this session, attendees will be able to:

• Clearly understand their new responsibilities under the Nacha rules.
• Be equipped with practical steps to update their fraud monitoring programs.
• Be prepared to align their organization’s policies and systems with the new compliance expectations—staying ahead of fraudsters and regulatory requirements.